Terms of Service

Last updated: October 15, 2026

Welcome to WealthCalculatory (“the Site”). By visiting or using wealthcalculatory.com you agree to these Terms of Service. If you do not agree, please do not use the Site.

Who I Am

WealthCalculatory is a website built by M. Najiullah, a student, that provides free financial calculators, including SIP, lumpsum, EMI, savings, ROI and related tools. The Site is not a bank, lender or investment advisory firm, and it is not registered with SEBI, RBI or any other financial regulator.

Not Financial Advice

Nothing on this Site is financial, investment, tax or legal advice. The results shown by the calculators are estimates based only on the numbers you enter and general assumptions, such as an expected annual return or inflation rate. They are not predictions, guarantees or recommendations.

Before making any financial or investment decision, please consult a certified financial advisor, tax professional or other qualified expert who can assess your situation.

Accuracy of Calculations

I build the calculators using standard financial formulas and compare their results with well-known calculators. However:

Actual investment returns, loan terms and financial outcomes depend on market conditions, interest rate changes, fees, taxes and other factors that a simple calculator does not include.
I do not guarantee that results are free of errors, and I am not liable for financial decisions made on the basis of results from this Site.
If you think a calculator gives an incorrect result, please contact me. I take accuracy seriously and will look into it promptly.

No Account, No Stored Financial Data

You do not need an account to use the Site. As described in the Privacy Policy, the calculators run in your browser, and the financial figures you enter are not sent to or stored on my servers.

Advertising and Third-Party Services

The Site may show ads, for example through Google AdSense, and uses Google Analytics to understand how it is used. These services may use cookies. See the Privacy Policy for details and for your choices.

Acceptable Use

By using the Site, you agree not to:

use it for any unlawful purpose;
try to disrupt it or gain unauthorized access to the Site, its servers or its code;
scrape, copy or republish its content, calculators or tools without my written permission;
use bots or other automated systems to send more requests than a person could reasonably make.

Intellectual Property

The content, design, calculators and branding on this Site belong to WealthCalculatory unless noted otherwise. You may use the calculators for personal, non-commercial purposes. You may not copy, reproduce or reuse the tools, articles or design for your own website or commercial product without permission.

Third-Party Links

The Site may link to outside resources, such as AMFI, SEBI or educational articles, for information only. I do not control and am not responsible for the content or practices of any third-party website.

Limitation of Liability

To the fullest extent permitted by law, WealthCalculatory and its creator are not liable for any direct, indirect, incidental or consequential damages arising from:

your use of, or inability to use, the Site or its calculators;
any financial decision made in reliance on information or results from the Site;
errors, inaccuracies or omissions in any calculator result.

The Site and all tools are provided “as is” and “as available,” without warranties of any kind, express or implied.

Changes to These Terms

I may update these Terms as the Site grows or when needed. The “Last updated” date at the top shows the latest revision. Continued use of the Site after changes means you accept the updated Terms.

Contact

For questions about these Terms, to report a calculator error, or to raise any other issue, email: muhammadnajiullahofficial@gmail.com